List of things to do after a Car Accident | Long Island No fault Pharmacy

Dealing with your car insurance company after a crash can be a time-consuming hassle. Now imagine what it’s like to deal with the insurance company of a person you don’t know who crashed into your car.Long Island No fault Pharmacy

Here are some tips to ensure you maintain your cool — and your sanity — when making a claim with someone else’s insurer, known as a third-party claim.

Gather necessary information
The driver who crashes into your car is responsible for reporting the accident to his or her car insurance company. However, make sure you contact their insurer as well. Motorists who cause accidents are often reluctant to report them.

It’s vital to get complete information on the other party at the accident scene. Collect the following:

  • Other driver’s name and address
  • Other driver’s insurance company name and policy information
  • Statements and contact information from witnesses
  • Take pictures of the accident scene — most smartphone cameras are suitable.

This way, you’ll have evidence gathered at the scene to bolster your position on the cause of the accident. Check to see if your car insurance company has a mobile app that can help you document the accident while at the scene. Some of the best car insurance companies have apps that come with an accident checklist and tell you how to best gather information so you can make a claim with it or the other party’s insurer.Long Island No fault Pharmacy

Notify the right people
You should then inform the other person’s insurer that you have been involved in a crash with one of its policyholders. Relay only the facts of the accident, even if you believe the other driver to be at fault.

The police will determine who is at fault for ticketing purposes. Independently, the insurer will make its own determination of fault, which may or may not match law enforcement’s assessment of fault. The insurer will take into account items such as the police report, driver and witness statements and physical evidence. (Here’s more on what to do after a car accident.)

Although you may feel that you have not caused the accident, you should contact your insurance company anyway. This establishes your good-faith accident-reporting effort and can aid you if the other party’s insurer denies responsibility for the accident and you need to make a collision claim.

Theoretically, you should only have to notify the other party’s insurer of your damages and injuries, take your car to a body shop, visit a doctor and expect the insurer to pay your bills.

But theories don’t always reflect reality. Car insurance companies may demand that you obtain their authorization before proceeding with vehicle repairs and injury treatments. If the insurance adjuster doesn’t authorize a repair before you take it to the auto shop, it can create a problem. At minimum, make certain that the insurance company has accepted liability before going ahead with repairs. Get that authorization in writing. Ask the insurer to email it to you.

Remember that an insurance company can’t force you to take your vehicle to a specific repair facility. Most states allow auto insurers to recommend auto body shops but they aren’t allowed to demand you use a certain repair facility. The choice is yours.

Pick your battles wisely

The at-fault driver’s insurer may tell you to seek payment from your own insurer because it has no evidence of its policyholder’s fault. Although most states have made it illegal for an insurer to deny claims without reasonably investigating the facts, or to deny claims when its liability is reasonably clear, you may not want to fight the other person’s insurance company.

If you make a claim with your insurer, it might choose to fight the other insurance company for compensation if it finds other driver is at fault.

If you decide to fight the at-fault driver’s insurer on your own you’ll need a lawyer — especially if you’ve been seriously injured. An attorney can help you navigate the sometimes-murky laws that govern insurance. But keep in mind that if you hire an attorney, he will take a cut of any settlement he helps you get.Long Island No fault Pharmacy

You may have evidence of the other driver’s fault — maybe he even admitted it at the scene — yet you find your claim denied by his auto insurance company. Why? Because he probably told a version of how the accident happened that doesn’t square with yours. His insurer may stand behind that story in order to avoid paying your claim.

Sometimes the insurance company will take its policyholder’s position, even if it contradicts the police report.

It not unusual for companies to take their policyholder’s side in cases where no police accident report was made and fault isn’t obvious. In many states, if an officer at an accident scene determines the damage is minimal (usually less than $500), he or she will not file an accident report. Body shop estimates for that same accident, however, might run into the thousands of dollars. Take your car to a repair shop so you can determine the extent of the damage.

If it’s a small claim, you can take the other driver to small claims court. Otherwise, you may need a lawyer. Insurance companies know that unless you’ve hired an attorney, the longer the matter drags on, the more likely you are to compromise or simply go away.

If all else fails, look to your insurer

Even if you’re not at fault, you can make a claim with your insurance company for payment of damages and injuries — if you have the right coverages.

If you have collision insurance, file a claim with your own carrier. It will pay for the cost of repairs or total loss of your vehicle. If you take this approach, you will have to pay your collision deductible toward repairs. However, you may get that money back if your insurer is able to settle with the other driver’s insurance company.

If it turns out the other driver is uninsured and you have uninsured motorist coverage property damage (UMPD), you can make a claim for your vehicle’s damage. There is no deductible for UMPD claims.

Your car insurance rates aren’t necessarily going to increase at renewal time if you make a claim under your own insurance policy for an accident that wasn’t your fault.

Most state laws prohibit insurers from surcharging policyholders or raising their premium rates for accidents in which they weren’t at fault. However, those laws do not preclude your insurer from dumping your policy at renewal time if you’ve made a few recent claims of any type.Long Island No fault Pharmacy

Understand your injury coverage

In most states you would make a claim for your injuries through the at-fault person’s auto insurer. If they are uninsured, you could make a claim through your own uninsured motorist bodily injury coverage, if you have it, or through your health insurance.

There are a few expresses that expect you to buy individual damage security (PIP) and have somewhat various principles for gathering for your wounds after a mishap. For instance, your PIP inclusion pays for your medicinal costs and lost wages, regardless of whether you are not to fault for the accident. Getting your PIP advantages expects you to make a case under your own protection strategy. A deductible and additionally copayment might be expected when you utilize your PIP inclusions.

This is regularly the circumstance in no-shortcoming states — in spite of the fact that the law contrasts in every one. Some no-deficiency states give you the choice of reaching the to blame driver’s safety net provider to recuperate therapeutic costs not paid by your PIP. Your vehicle’s property harm would in any case be asserted through the to blame party’s liability coverage in no-deficiency states (aside from Michigan where unique principles apply).

As indicated by the Insurance Information Institute, 12 states and Puerto Rico have no-shortcoming protection laws: Florida, Hawaii,, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota Pennsylvania and Utah. In the event that you live in one of these states, it’s insightful to check with your protection operator, or your state protection division, for the tips on the most proficient method to deal with outsider mishap claims.

And remember for all your surgical supply and medication needs, Franklin RX Pharmacy is here on YOUR side of this mess. We will take care of everything and make sure you focus on healing. And we will make sure everything is shipped or delivered to your front door ASAP.
You can Trust Franklin Rx Pharmacy to be on your side.


Long Island No fault Pharmacy

Franklin Rx Pharmacy is your local pharmacy in Hempstead 11550 Long Island. Contact us for all your pharmaceutical and surgical needs. 

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Orange Juice

Five Vitamin C-Rich Drinks For Healthy Skin | Long Island Specialty Pharmacy

Vitamin C is an important vitamin required for the health of the skin and hair, as well as a healthy immunity. But this water-soluble vitamin isn’t just important for making you look good. It has been known to fight common cold as well. The vitamin, which is found in abundance in citrus fruits and green vegetables, is also important for bone health as well as for absorption of iron in the body. But it is particularly important for stimulating collagen production in the skin and hence, for improving your skin quality. You can get enough vitamin C in your diet if you make sure to include a portion of fruits and green vegetables in your daily meals. There are plenty of fruits and vegetables available during summers that are high in vitamin C content.Long Island Specialty Pharmacy

It is basic to devour nutrient C-rich nourishment since this nutrient isn’t made by our bodies and subsequently, the prerequisites must be satisfied through outer sources like from sustenance. The Recommended Dietary Allowance (RDA) for nutrient C is around 70 milligrams for ladies and around 90 milligrams for men. There are various methods for guaranteeing nutrient C admission in your body and organic product juices are one of them.Long Island Specialty Pharmacy

Vitamin C-Rich Drinks For Healthy Skin:

1. Orange And Ginger Detox Drink Recipe
Orange is one of the best fruits to load up on, in order to get enough vitamin C in your diet. A 100 grams of orange contains 64 percent Daily Value of vitamin C as per recommendations by Institute of Medicine (IOM) of the National Academies. This orange, ginger detox drink is great for your skin, as it contains turmeric, which is also an antioxidant-rich spice.

2. Mango Kiwi Fuzz Recipe
Mango contains 60 percent daily value of vitamin C, as per data by the United States Department of Agriculture. The delicious summer fruit goes incredibly well with kiwis in this recipe that is sure to make your skin grateful for all the pampering.Long Island Specialty Pharmacy

3. Mint Kiwi Lemonade Recipe
Kiwi and lemons are both heavy in nutrient C. Indeed, kiwi is probably the best wellspring of nutrient C out there. This lemonade is probably the most ideal methods for beating the warmth, while ensuring you burden up on some genuinely necessary supplements for a sound skin.

4. Chilled Mango Soup Recipe
This isn’t exactly your regular mango drink – it contains, besides delicious mango pulp, ripe tomatoes, which are also rich in vit-C as well as lemon juice for another punch of vitamins as well as flavors. This chilled soup is going to be your favorite this summer.

5. Pineapple
Pineapple is another fruit that is incredibly rich in vitamin C – 79 percent DV (as per the USDA data). This pineapple is a delicious twist to the raw mango that is so popular in the  USA and contains roasted cumin, black salt and sugar.

A deficiency of vitamin C may cause scurvy, which is rare but a fatal disease. Include these delicious vitamin C-rich drinks in your diet to make your skin happy!



Long Island Specialty Pharmacy

Franklin Rx Pharmacy is your local pharmacy in Hempstead 11550 Long Island. Contact us for all your pharmaceutical and surgical needs. 

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Could Soup Aid Your Health During Winter? | Pharmacy in Hempstead

Could Soup Aid Your Health During Winter? | Pharmacy in Hempstead

The cold climate makes you need to heap on layers and take a seat with a hot dinner. Yet, winter nourishments are regularly in the “comfort” assortment, which can mean they’re high in calories and undesirable fixings. Soup doesn’t need to fall into that classification, be that as it may. Soup has an astounding number of medical advantages in the event that you set it up accurately.Pharmacy in Hempstead

Check out these ways that soup can keep you healthy this winter.

1. Keeps You Full
When your stomach isn’t growling and feeling empty, it’s easier to refrain from unhealthy snacking. A satisfying meal is one way to curb cravings. Even though winter seems like hibernation time, you don’t have to put on extra pounds during this season. Soup is one meal that makes you feel full for a long period of time and can keep your weight in check.Pharmacy in Hempstead

Due to how your stomach digests nourishment and water, soup keeps hunger under control longer than an un-blended supper does. A hormone called ghrelin tells your body when the stomach is vacant, yet when you eat mixed nourishments like soup, this procedure backs off. Basically, your hunger reacts to a full stomach and soup accomplishes that. A few examinations demonstrate that the individuals who gobble soup can remain full as long as 90 minutes longer than those eating a strong dinner.

2. Provides You With Fruits and Vegetables
It’s no secret that vegetables and fruit boost your health through vitamins, fiber, and anti-inflammatory properties. And if you’d rather not take the time to chew, soup can be a convenient alternative. Vegetable soups can fill part of your daily serving of fruits and vegetables, and the recommended amount is at least five a day.

You can choose to include these by chopping them up for a chunkier soup like this Chunky Lentil and Vegetable Soup or by blending them together for a smooth one like this Roasted Butternut Squash Soup.

In any case, you are furnishing your body with solid alternatives. Likewise, some cooked vegetables can offer a bigger number of supplements than crude ones, similar to carrots which end up higher in beta-carotene or cooked tomatoes which deliver higher lycopene levels when cooked, which advances solid bones and sound skin.

3. Offers Extra Hydration
During the winter, you may not recognize when you become dehydrated because you aren’t overly hot or sweaty. But your body still needs certain levels of water to function. If you’re not paying attention to your water intake, you can become dehydrated even in a cold setting.

You can replenish your fluid levels by drinking water or by eating foods that have water in them. Soup is one food that contains a high amount of water and helps your body retain water.

Because broth contains sodium, broth-based soups can cause your body to hold water longer. This can lead to better hydration without constantly drinking water. You can dress up your broth-based soup with vegetables and protein, so your meal is well-rounded.

4. Gives Comfort for Cold Symptoms
Soup, particularly chicken soup, has been an age-old recommendation for colds and respiratory infections. But does it actually work as a remedy? Different kinds of soups do offer health benefits that can alleviate cold symptoms, but how much they help depends on the broth and ingredients. Soups also pack many nutrients into sick people that deliver nourishment when their appetite is low. While studies are unclear on chicken soup’s benefits for colds, there is some evidence that it has medicinal properties. Hot chicken soup can increase the flow of mucus and clear nasal passages better than plain hot water. Chicken broth also can help control inflammation. The spices and temperature of the soup also help sinuses, and soup is considered comfort food for many people when they’re under the weather.Pharmacy in Hempstead

5. Boosts Immune System
Soups can bolster your immune system when you’ve been cooped up indoors during the winter. Your body’s defense mechanisms against illness need extra help when sickness is going around and temperatures are low. Chicken stock contains zinc, which could help the body repair itself, and it could restore damaged tissue. But more so than broth, the ingredients included in many soups increase your immune system.Pharmacy in Hempstead

Fixings in soups can make it a gainful expansion to your winter menu. Garlic, which is in vegetable and bone-juices soups, shields your body from infections and battles hurtful bacteria.Other increases that are high in nutrient C, similar to broccoli, spinach or potatoes, cause your body to oppose pathogens and ensure against resistant framework insufficiencies. Fill your hand crafted soups with invulnerable framework supporters amid the winter a long time to improve your prosperity.

6. Can Be a Source of Protein
When your soup has a high level of protein, you are providing your body with a crucial element for bones, skin, blood and more. Meats like beef, chicken, and turkey all are significant sources of protein that make tasty soups. You can also make a seafood soup with shrimp as your protein.

For meat eaters, protein is straightforward, but vegetable lovers can also benefit from protein-rich soups. Many leafy greens like spinach have a surprising amount of protein in them. Legumes are also packed with protein, as well as iron and magnesium.Pharmacy in Hempstead

7. Cuts Calories
You can control your weight gain with soup because it can reduce the number of calories that you eat in a meal. If you eat soup before a lunch entree your total calorie intake can drop substantially.

Regardless of the soup’s form, it can cause you to eat less during a meal but still have a variety of foods when soup serves as your first course. Creamy soups are more caloric, so avoid these if you’re trying to maintain a certain weight.

Include Soup as a Winter Meal
Rather than stocking up on greasy and unhealthy foods this winter, you can indulge in a nutrient-packed soup. Bone-broth and vegetable soups can satisfy your taste buds, stomach, and wellbeing. Make sure you add some to your meal plans this season so you can avoid illness and maintain your health.



Pharmacy in Hempstead

Franklin Rx Pharmacy is your local pharmacy in Hempstead 11550 Long Island. Contact us for all your pharmaceutical and surgical needs. 

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